BUS 402 BUS402 Quiz 8 Answers

BUS 402 BUS402 Quiz 8 Answers


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BUS 402 Quiz 8

  1. Factoring
  2. Typically, a minimum loan amount from a Savings & Loan is:
  3. For small businesses, ________ are the heart of the financial market.
  4. A popular form of debt financing with large companies, a sort of corporate "IOU," which is becoming more accessible to a growing number of small companies is:
  5. The most common form of secured credit is:
  6. A ________ is an agreement with a bank that allows a small business to borrow up to a predetermined specified amount during the year without making an application each time.
  7. The majority of loans provided by the SBA are:
  8. In asset-based borrowing, the ________ is the percentage of an asset's value that a lender will lend.
  9. A loan from a stockbroker, based on the stocks and bonds in the customer's portfolio:
  10. The most common type of commercial bank loan granted to small businesses is:
  11. A federally-sponsored program which offers loan guarantees to create and expand businesses in areas with below-average income and high unemployment is called:
  12. The ________ loan is based not on creditworthiness, but on the borrower's reputation and reliability.
  13. SBICs:
  14. ________ is a method of financing frequently employed by retailers of "big ticket items"–autos and major appliances.
  15. Grants to small businesses, made to strengthen the local economy in cities and towns that are considered economically distressed, are made by:
  16. An interstate trucking firm would be most concerned with which selection criterion at the state level?
  17. A(n) ________ layout divides a store into a series of individual shopping areas, each with its own theme. This layout can create a distinctive image for a business.
  18. The manufacturing layout that groups workers and equipment according to the general function performed, and that works best with short production runs or when there are considerable variations in the finished product, is called:
  19. The Americans with Disabilities Act of 1990 requires that:
  20. ________ is a publication that provides important data to aid entrepreneurs in their search for the best location.
  21. When examining a state's available labor force, the potential business owner needs to know:
  22. Generally speaking, the one location that most small businesses have difficulty surviving in and therefore should avoid is:
  23. A(n) ________ layout has the advantage of creating a relaxed, friendly shopping atmosphere encouraging shoppers to linger and increasing the number of impulse purchases.
  24. Manufacturing layout decisions take into consideration:
  25. Incubator facilities are established in order to:
  26. TIGER:
  27. Originally created to encourage companies to locate in economically depressed areas, ________ offer tax breaks and federal tax breaks for hiring workers living in the immediate area.
  28. The manufacturing layout that arranges workers and equipment according to sequence of operation and is best suited for highly standardized or mass-produced products is called:
  29. Approximately ________ of a store's customers will go more than halfway into the store.
  30. The ________ serves a large trading area (10 to 15 miles or more), contains from 50 to 100 stores, and has several major department stores as its anchors.

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